Severely shaken by the financial crisis and ongoing volatile equity markets, Americans are thinking less about a dream retirement and more about meeting basic needs. They especially are asking how to ...

Let's apply Maslow's hierarchy of needs to financial planning to create a guide for ranking financial priorities.

Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with unfamiliar terms and complex strategies, so it’s no wonder many people feel ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

A self-directed retirement account could be an IRA, Roth IRA, 401(k), Roth 401(k), Pension Plan, SEP or even an HSA or Coverdell or College IRA. Any of these accounts could be moved from a traditional ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

Think you know your stuff when it comes to retirement? Big if true, because according to a recent report, the average U.S. adult cannot pass a short retirement fluency test. TIAA Institute, a think ...

The Federal Employees Retirement System (FERS) provides retirement and disability benefits to eligible workers. If you become disabled, you may be eligible to receive FERS disability retirement ...