Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

Mikeie Reiland is a staff writer for Education at Forbes Advisor. Before coming to Forbes Advisor, he wrote magazine journalism for publications like the Oxford American, Bitter Southerner, and Gravy.

It may take some time for the KNACK to become part of your daily life. SO PRACTICE THE KNACK UNTIL IT BECOMES A HABIT. SO IT BECOMES AUTOMATIC !